Crunch your cards

Having trouble in the credit crunch? It’s those credit cards!! I mean it!

It seems that living on credit is a new way of getting through life, exaserbated by the media who constantly tell you that you need more and more to be happy. Well guess what – you don’t!! You need less, and you need to ‘reconnect ‘ with people. It’s good friends and healthy relatiobnships that really fill the hole you feel.

You need to go volunteer, work at a shelter, or a soup kitchen for 3 days,to really see how lucky you are to simply have a roof over your head, and a meal every day.

The reality is, we need to begin living within our means. Playing Bingo online is a small fun activity for me, and I only play with money I am happy to lose. That’s why I like bingo, cos it’s not huge sums, 1p tickets means I can play for an hour or two, for very little.  My credit card means I can run up far more debt and not ‘feel’  it! 

So, crunch your credit cards. Pay them off and cut them up. Draw cash for what you need to pay, and put money away for a rainy day. Like this year. It’ gonna be a rainy year, and probably next year too, so we need to tighten belts and be careful.  Credit cards are for people who don’t know how to creat fulfilling lives with real people in a meaningful way.

Don’t be one of them!

Say good bye to the sweet old cheque

Remember that way of paying? Writing out a cheque and passing over a piece of paper to the lady at the till, who put it into the cash register, and says ‘thank you’ even though you’d not even given her ‘proper’ money? Well, those good days are about to be gone. I never felt like I was really handing over money when I handed over a cheque, it felt more like playing at buying, but it worked every time.

Apparently, cheques are being phased out because only 5% of payments are made by cheques these days. Such a shame, my granny would be horrified. She once proudly gave me a cheque for my 24th birthday – all £2 of it- and it would have cost me half of it to bank it, so I put it away safely as a memento. Sweet thing she was.

So, I may have written my last cheque! I’ll have to recycle the other book I have lying in the drawer then.

Mind you, not that mind too much, the cards fit in my wallet better, and I fund my Bingo account online, so no cheque needed there. I get paid my Bingo winning into my Bingo account as well, and I can then draw that bingo money out, or I could ask for a cheque I guess, but then I’d have to go bank it, so having Bingo funds go directly into my debit card is much easier. I guess that there is a good reason for us all going plastic.

Goodbye cheques, thanks for the fun while it lasted!